West Cobb in Cobb County is one of the older suburbs of the Atlanta area. West Cobb experienced a resurgence of population in the 1990′s and 2000′s as Atlanta’s gentrification reversed decades of “white flight,” resulting in a diverse population of middle-class African Americans, as well as Russian, Chinese, Mexican, Indian, and other immigrant populations, moving toward older suburbs in the South and West of Cobb County. The county as a whole enjoys a relatively healthy economic climate, with the median income being $70,472 as of 2007, but even so, nearly 10% of the population lives below the poverty line. Rates of bankruptcy filing have been on the rise in West Cobb, reflecting a trend common to the Atlanta region. Neighboring Douglas County, for example, had the sixth-highest filing rate in the country.
If you’re considering filing for Chapter 7 or 13, a West Cobb bankruptcy lawyer can assist you in navigating the federal bankruptcy laws that are available to help you protect your financial future. Bankruptcy can give you a fresh start, eliminating most forms of unsecured debt, such as debt from credit cards, medical bills, and personal loans. A Chapter 7 bankruptcy can also allow you to keep your property and stop creditor harassment; upon retaining services, a West Cobb bankruptcy lawyer will usually provide you with a phone number so that you can refer your creditors directly to your legal counsel. Chapter 7 can also be used to immediately stop garnishment of your wages, lower your car payment, and end any license suspension resulting from insurance non-payment. A West Cobb bankruptcy lawyer can help to determine which form of filing is right for you.